We believe Travel Insurance is an excellent way to cover
the investment you’ve made in your upcoming trip. As
a service to our valued clients, we have made arrangements
to offer a comprehensive travel insurance plan.
Developed in conjunction
with Travel Guard, the following plan offers an affordable, board package
of benefits and services to help you enjoy your trip to the Summer Games in London.
For more information, please visit the Travel Guard Website or call 24 hours a day at 1.877.220.4169.
Please refer to product number 008533.
COVERAGE
Trip Cancellation Tour Cost
Trip Interruption 125% Tour Cost
Trip Delay($100 maximum per day) $500
Baggage & Personal Effects $1,000
Baggage Delay $100
Missed Connection $500
Medical Expense $50,000
Emergency Medical Transportation $1,000,000
Accidental Death & Dismemberment $25,000
Travel Guard Assist Included
LiveTravel® Included
ACCIDENTAL DEATH & DISMEMBERMENT – Covers death
and loss of limb or eyesight within 180 days of an accident.
MEDICAL EXPENSE / EMERGENCY ASSISTANCE – Pays
for physician, hospital, ambulance services, and prosthetic devices.
Initial treatment must be received during trip. We will pay for
covered expenses for up to one year from date of injury/sickness.
Pays for emergency dental expenses during the trip. Evacuation to
nearest adequate medical facility or home if medically necessary.
Transportation of remains upon death.
PRE-DEPARTURE TRIP CANCELLATION / POSTDEPARTURE
TRIP INTERRUPTION – Trip Cancellation and
Interruption pays for forfeited, non-refundable, unused payments
or deposits if due to: Sickness, Accidental Injury, or death to You,
Your Traveling Companion, Family Member, or Business Partner;
which results in medically imposed restrictions as certified by a
Physician at the time of loss preventing Your continued participation
in the Trip. A Physician must advise cancellation of the Trip on
or before the Scheduled Departure Date. You or Your Traveling
Companion being hijacked, quarantined, required to serve on a
jury, subpoenaed, or having Your principal place of residence
made uninhabitable by fire, flood, or other natural disaster.
Weather which causes complete cessation of services and
prevents You from reaching Your destination. A terrorist incident
in a City listed on the Insured’s itinerary within 30 days of
the Insured’s scheduled arrival. Strike, resulting in the complete
cessation of travel services at the point of departure and/or
destination. The Insured or Traveling Companion is involved in or
delayed due to an automobile accident, substantiated by a police
report, while en route to the Insured’s Destination.
MISSED CONNECTION – Reimburses up to the Maximum
Benefit shown on the Schedule of Benefits if delayed for three to
less than twelve hours to your point of departure due to:
Inclement weather; Common carrier causes cancellation or delay
of all regularly scheduled airline flights.
TRIP DELAY – Reimburses up to $100 a day for reasonable
additional expenses if delayed for 12 hours or more due to: Carrier
delay such as mechanical difficulties. Lost passport, money or
travel documents. Natural disaster. Injury or sickness of the
Insured or Traveling Companion.
BAGGAGE AND PERSONAL EFFECTS – Reimburses for loss,
theft, damage, and mysterious disappearance of baggage and
personal effects. Reimburses for the purchase of essential items if
baggage is delayed or misdirected for more than 24 hours.
PRE-EXISTING MEDICAL CONDITION EXCLUSION APPLICABLE TO ALL COVERAGES
“Pre-Existing Condition” means any injury, sickness or condition of the Insured, Traveling Companion, Family Member booked to travel with the Insured for which medical advice, diagnosis, care or treatment
was recommended or received within the 60 day period ending on the Effective Date. Conditions are not considered pre-existing if the condition for which prescribed drugs or medicine is taken remains controlled without any change in the required prescription.
Underwritten by National Union Fire Insurance company of Pittsburgh, PA, a Pennsylvania Insurance Company, NAIC No. 19445. This is only a brief description of the insurance coverage(s) available under Policy series T30253NUFIC-NY. The Policy contains reductions, limitations, exclusions, and termination provisions. Full details of the coverage are contained in the policy. If there are any conflicts between this document and the policy, the policy shall govern.
The policy covers trips up to 180 days in length. Effective Date: Trip Cancellation benefit will be effective at 12:01am on the day after the plan cost is paid to the travel agent. All other coverage will take effect on the date the insured leaves for their trip. Termination Date: All coverage ends on the earlier of: (a) the date the trip is completed; (b) the scheduled trip completion date; © the Insured’s arrival at the return destination on a round trip, or the destination on a one-way; or (d) cancellation of the trip covered by the policy.